- Ways To Earn 1000 Dollars
- I Need 1000 Dollars Fast
- How Can I Make 1000 Dollars Today
- How To Get 1000 Dollars
Everyday my spouce and I dream up another way to make money. Sure there are the traditional methods for making money, but surprisingly there are easily 100 different ways to make $1,000! For each of the following ideas listed below, I am assuming the savings would be over the course of a year. Some of the ideas are easy to implement and could be done by the end of the day. Others take research and time to put in place. But, by the end of a year, if you can action each of the ideas below you should be able to put aside a considerable amount of extra cash. Who couldn't use an extra $100,000 at the end of the year?
I invite you to think about the possibilities or your own experiences and to share them. I will add the best ideas to this article and in no time we will have 100 ideas. I wish I could get all my ideas down right now, but here is what time currently permits. Check back soon and I will hopefully have updated the list.
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1. Home Budget: Don't flinch at the prospect, it is easier than it sounds and a very effective way of saving (which in essence is making you money). Record your expenses for 1 month. Review what you have spent on everything from utilities to miscellaneous expenses. Leave nothing out. At the end of the month, evaluate what you have spent money on. Figure out ways to cut down on utilities (do you need all your phone services, can you go from digital cable to regular cable, can you save by using the same provider for phone, cell, cable etc?). What are you spending on take-out and coffee? You get the idea. A plan that will save you $100 a month will net you a savings of $1,000 in less than a year.
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Ways To Earn 1000 Dollars
2. Garage Sale: Seriously…we have done this twice and it is amazing what all your junk will add up to! Old clothes, books, furniture, pictures, appliances, electronics etc. Why leave it sitting in your garage and basement. Two garage sales where you bring in $500 each over the course of a year will give you another $1,000.
3. Consolidate Debt: If you have multiple credit cards with high interest rates, look at ways to consolidate your debt and put it onto the lowest interest baring card. You may also want to consider using a credit line, a personal loan from your bank or borrowing if you can get a better interest rate. Switching from a credit card charging 15% plus to a lower interest rate could save you a lot of money, but we will assume for this exercise that over the course of the year it will save you another $1,000 dollars.
4. Re-negotiate your mortgage: Another trick that we have used more than once. Don't think that just because you are in the middle of a mortgage term that you have no negotiating power. Shop around, find out if you are at the best possible mortgage rate and then approach your bank. They may consider blending your current rate with the new rate for the remainder of your term. Or, depending on the charges for breaking your mortgage it may be worth it over the term of your mortgage to go elsewhere for a better mortgage rate. A savings of $1,000 may be conservative in this case.
5. Start a Blog: Well, the jury is out on that one….I will have to let you know later if you can make $1,000
6. Buy Wholesale vs. Retail: You may pay a membership for wholesale shopping but depending on what your needs are, the savings over the course of a year could be substantial. This is especially true if you are looking for a large ticket price item (furniture) or if you need to buy in bulk.
7. Move: Okay, I didn't promise you that these would all be easy…but it is all about thinking outside the box. We have moved 3 times and bought and sold an additional 3 properties in the last 7 years. These transactions, less applicable taxes, lawyer fees and moving expenses have been very profitable. Of course it takes some vision about what people will want in the future and what will be a limited commodity and therefore worth more money, but if you are willing to risk it, this can be as good as an additional income. As well, you may have to get creative about how to finance the purchase of additional property until you have the equity to buy it outright, but the planning is half the fun.
I Need 1000 Dollars Fast
8. Buy Used Vehicles: You can't reinterate this one enough. Cars lose half their resale value the minute you drive them out of the dealership. Shopping for a vehicle that is only a year or two old (many still under warentee) is a great way to save $1,000's.
9. Buy Gifts in Advance: Don't wait for Christmas, Birthdays etc. to buy gifts. When you are rushed you are more likely to pay top dollar. Make a list of all the gifts that you will need over the next 6 months and then watch for sales, price shop, use points (HBC, Airmiles etc.).
10. Use Coupons: Ok, this took me a long time to come around to, but once I was converted, I became a true believer. I find myself anxiously awaiting the weekly paper that brings the stack of fliers for the week. Yes, it means going to more than one grocery store, but here is an easy way to save $1,000 over the course of the year.
11. Borrow: Maternity clothing, babies clothes, evening wear etc. are all big ticket items. If you can pool with someone else or borrow an outfit that you will only need once, the savings will quickly add up.
How Can I Make 1000 Dollars Today
12. Use no annual fee credit cards: Well, this probably won't add up to $1,000 over the course of a year, but it will add up. There are so many good cards with no fees, there is really no need to use one that carries a fee.
13. Use Point Credit Cards: If you can get something for nothing…use it. Point cards are now available to meet your every need. Get free groceries, airfare, gifts etc. We use are points for everything from travel to free movie tickets.
14. Trade Stuff: Everyone has something at their dispossal that someone else would like. It could be something you bake, something you do, something relevant to your line of work. Learn to capitalize off this commodity. Trade for things that someone else has that you would usually pay cash for.
15. Use the library: If you haven't been for awhile, you should go. At the library you can get free internet access, books, magazines, movies, book on casset, etc. If you are a big reading and movie buff it doesn't take long for these costs to add up over the course of a year…and the library is free.
How To Get 1000 Dollars
16. Get a Sports Package instead of Game tickets: Sure, going to a sporting event is great, but for the cost of one or two games you can buy a sports package and have every game at your disposal and save a lot in sporting events in the mean time.